XLSX Output QuickBooks Ready Xero Ready

PDF to Excel Converter Reference

XLSX output format specifications for Zera Books PDF to Excel conversion: column structure, data types, worksheet organization, and pre-formatted import layouts for accounting software.

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⚡ TL;DR — What the Excel Output Contains

Zera Books XLSX Output
  • AI-categorized transactions (94%+ auto)
  • Proper date serial format (sortable)
  • Separate Debit/Credit columns
  • Running balance column verified
  • Account metadata header row
  • Multi-account worksheet option
Basic Converter Excel Output
  • Raw data, no categories
  • Dates as text strings (not sortable)
  • Single amount column (mixed +/-)
  • No balance verification
  • No metadata
1

Bank Statement XLSX Column Structure

Standard column structure for bank statement PDF to Excel exports. Column order is fixed; optional columns are included when data is available.

ColumnHeader NameData TypeNotes
ADateExcel date (MM/DD/YYYY)Formatted as date serial; sortable in Excel
BDescriptionTextCleaned and normalized; original description preserved in Col H
CDebitNumeric (currency)Positive values only; blank if no debit on this row
DCreditNumeric (currency)Positive values only; blank if no credit on this row
EBalanceNumeric (currency)Running balance; arithmetically verified against source
FCategoryTextAI-assigned chart of accounts category; blank if uncategorized
GConfidenceInteger (0–100)Categorization confidence score; values <85 highlighted yellow
HOriginal DescriptionTextRaw description as extracted from source document
IReference / Check #TextOptional; populated when check number or reference ID is present

2

Worksheet Structure & Metadata

Each XLSX file includes a structured header block above the transaction table, containing document metadata sourced from the original statement.

RowContentExample Value
Row 1Bank NameBank of America
Row 2Account TypeBusiness Checking
Row 3Account Number (last 4)****7823
Row 4Statement Period01/01/2025 – 01/31/2025
Row 5Opening Balance$12,450.00
Row 6Closing Balance$18,203.44
Row 7Total Debits$8,246.56
Row 8Total Credits$14,000.00
Row 9(blank spacer)
Row 10Column headers (bold, #0A1628 fill)Date | Description | Debit…
Row 11+Transaction data rows01/03/2025 | Amazon.com | $124.99 | …

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3

Pre-Formatted Import Templates

In addition to the standard XLSX output, Zera Books offers pre-formatted XLSX templates optimized for direct import into specific accounting platforms.

QuickBooks Online Template

Columns mapped to QBO's bank transaction import format: Date, Description, Amount (signed), Account. Includes category mapped to QBO expense account names.

Xero Template

Columns: Date, Amount, Payee, Description, Reference, Account Code. Amounts are signed (positive = deposit, negative = withdrawal). Compatible with Xero's manual import.

Sage 50/Intacct Template

Mapped to Sage journal entry import format with GL account codes. Date format set to YYYY-MM-DD per Sage requirements. Debit/credit split maintained.

Generic Pivot-Ready Format

All transactions in a single table with named columns. No merged cells, no header block — designed for immediate pivot table analysis in Excel or Google Sheets.

Wave Accounting Template

Columns: Date, Description, Amount (signed), Account Name. Compatible with Wave's CSV/Excel import wizard. Negative values for expenses, positive for income.

Zoho Books Template

Mapped to Zoho's transaction import format. Includes vendor/customer name columns when available. Date format: MM/DD/YYYY per Zoho requirements.


4

Data Type & Formatting Specifications

.xlsxOutput format (Excel 2007+)
9Standard columns per bank statement row
3Date format options (MM/DD/YYYY, DD/MM/YYYY, ISO)
6+Pre-formatted accounting platform templates
Data ElementFormatNotes
DateExcel date serial (default: MM/DD/YYYY display)ISO 8601 option available in export settings
Currency amountsNumeric, 2 decimal places, no currency symbolCurrency symbol optionally added via cell format setting
Negative amountsNot used in standard output (separate Debit/Credit columns)Signed single-column format available as option
Account numbersStored as text (leading zeros preserved)Column formatted as text to prevent numeric conversion
Column headersBold, white text on #0A1628 fillRow frozen for scroll lock
Low-confidence cellsYellow fill (#FFE680) on Category columnApplied when confidence score 60–84
File encodingUTF-8 (handles special characters in descriptions)Ensures compatibility with international bank descriptions

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Frequently Asked Questions

What Excel version format does Zera Books export to?

Zera Books exports to .xlsx format (Excel 2007 and later). The file is compatible with Microsoft Excel 2007+, Google Sheets, LibreOffice Calc, and Apple Numbers. Legacy .xls format is not available.

How are dates formatted in the Excel output?

Dates are formatted as Excel date serial numbers with the cell format set to MM/DD/YYYY by default. Users can change the date format in Excel without affecting the underlying data. The format is also configurable in Zera Books export settings (MM/DD/YYYY, DD/MM/YYYY, YYYY-MM-DD).

Does the Excel output include formulas or just values?

The standard output contains values only (no formulas). The QuickBooks-ready template includes SUM formulas in the totals row. Users can request a formula-enabled version which includes running balance formulas in the Balance column.

Can Zera Books export multiple accounts to separate worksheets in one file?

Yes. When multi-account detection identifies multiple accounts, users can choose to either export separate files (one per account) or a single workbook with each account on its own worksheet. The worksheet is named with the account type and last 4 digits.

Related Resources

Explore related Zera Books features and documentation.

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Zera Books outputs categorized, balance-verified XLSX files ready for QuickBooks, Xero, Sage, or direct analysis in Excel.

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